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Refinance / Purchase

Following is just a few of the home lending products available.

ARM Loans starting as low as 3.95%

95% Loan to Value - Purchase and Rate & Term

100% Loan to Value - Purchase and Rate & Term - No Mortgage Insurance

Streamline Refinance - You may qualify for a "Streamline Refinance" which have no fees, no points and NO INCREASE in your loan amount for your home.

Combination - 1st & 2nd to pay off debt - no Mortgage Insurance

Mortgage Reduction Program - You build Home Equity up to three times faster. Interest rates based on credit and Loan to Value.

Second Trust Deeds

Debt Consolidation - up to 125% Loan to Value.  Reduce your monthly payments to one-half by consolidating your debts.  

Home Improvements - Can be used for remodeling kitchens, baths, new flooring, swimming pools or room additional (to name a few). 

Combination / Debt Consolidation & Home Improvement - Pay off debt - and receive money to do home improvements with your Contractor.


  1. Loan Shop At Home You can inquire or submit an application for a loan in the privacy of your home or office.
  2. Convenience You save time that you would spend visiting v financial institutions and conducting research on the most cost-effective home loan products.
  3. Equity Repositioning Analysis  Please ask for your FREE Equity Repositioning Analysis which will show your monthly savings in addition to the mortgage tax benefits
  4. Loan Amortization Schedule We will create an amortization schedule for your mortgage - FREE.
  5. No Fees You pay nothing for this lending service.  There are no fees unless we are able to fund the loan of your choice.

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