All rates listed in this website are assumed to be mortgages or loans based on California residential properties.
Annual Percentage Rate (APR) calculations assume single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 90%; and a loan amount of under $275,000 for conforming loans.
Annual Percentage Rate (APR) calculations assume no subordinate financing and that the borrower will provide full income documentation.
PMI (Private Mortgage Insurance), hazard insurance, property taxes, state taxes, mortgage taxes, homeowner's association dues, and any other recurring costs are not included.
Rates may be higher for loan amounts under $100,000 and over $650,000. Please call for details.
Roll downs are only available on loan amounts of $150,000 or more.
Rates are subject to change without notice.
Restrictions may apply.
Subject to underwriter approval; not all applicants will be approved.
Taxes and insurance are extra.